[Gutwrencher]

Let me first say that the build and safety features of the 718 is outstanding. I think if it was any other car, my wife and I may have not survived.

Now my question is regarding how to deal with the insurance company. Ive never dealt with such a claim before and Im sure they are going to try to give me a little as possible for my loss. Of course there are parts of value that are not damaged, is there any point in my attempting to retain parts of value? Anybody have experience with this situation or general advice?

I miss my car badly already and am hoping to be behind the wheel of another 718 soon. Stay safe out there.

gutwrencher

 

[Pavanseth]

First off, glad you and your wife are ok. Secondly, I wouldn't bother trying to leverage any parts or bits from the car. Simply negotiate the market value of your car and find another.

Best of luck.

 

[InTgr8r]

Firstly, I'm sorry to hear about your accident, but happy that both of you are OK.!!

I agree, dont remove anything.
Try to negotiate the best settlement possible.
Remember that you don't have to accept what they offer, they will definitely start out with a low ball number.
Do your homework and investigate replacement costs.

As a last resort, its your right to refuse the settlement and tell them to replace the car.
Replacement has to be equal or better than the car being replaced

 

[MLJJ]

I've had two cars totaled by the same insurance company and both times was told I could not remove anything. It is not worth compromising your position to negotiate.

 

[phroenips]

If you have aftermarket additions, you can also provide receipts and try to get those covered as well

 

[crk]

After you reach a settlement with your insurance company,ask them what the cost would be to purchase your totaled Porsche. You may get a parts car.

 

[gearFX]

Firstly, I'm glad that you and your wife are alright!

Secondly, do you mind sharing what caused your car to roll (and any contributing factors)? How did the car hold up (do you have any pictures of the damaged car)? Was the convertible top up or down when the accident occurred? I'm especially interested to see how much the front windshield buckled or deformed, and if the roll hoops did their job effectively. Hopefully there was minimal cabin intrusion too.

 

[Gutwrencher]

Thanks all for the replies and advice. Of course I can get another 718 but what really bums me out is that my car was VIN #0083 and was graphite blue metallic - only available on 2017 and 2018 model years. Not to mention all the performance goodies typical of a GTS.

The accident was a result of a microburst that occurred on US-93 in Arizona en route to Las Vegas. The road became immediately flooded and I took my foot off the gas, held the steering wheel straight and attempted to coast through/over the saturated pavement. But the car almost instantly started to get sideways and I quickly drifted towards the median, as soon as we contacted dirt the car flipped and I want to say it was at least 5 times. Side airbags deployed but not the front since there was no frontal impact. Im not sure of my speed but I would say in the 70mph range. Top was up and front windshield did not buckle (perhaps slightly) which I believe saved us, we landed upside down and hanging from our seat belts with just minor injuries. There was no cabin intrusion.

 

[phroenips]

Just wow. That's astonishing. Modern car safety has come a LONG way

 

[gearFX]

Wow, sounds like a terrifying experience. Thank you for sharing. Looks like the passenger area survived the 5 rolls very well (especially the convertible top if it supported the weight of the whole vehicle and only deformed that much). That's some impressive engineering!

 

[GTS18BGTS]

Holy moly! Wow! Be bummed all you want but feel fortunate as well. The car really did it's job of protecting you and your wife. Happy you're able to write about this and hopefully there aren't any after effects you or your wife are suffering as a result.

 

[RussellHodgson]

Wow! Very happy you are okay - that car really did its job there. You can always get another one. (Of course it sucks that you were very unlucky with the rain.)

 

[Gutwrencher]

Yes, it was definitely an experience I hope to never repeat. My wife was asleep when it occurred and woke up mid roll but she is glad she didnt have to actually witness the event unfold. Definitely owe it to Porsche engineering as I think any "normal" convertible would not have held up like that and I might not be typing this reply. I want to somehow contact Porsche and inform them of the situation and how grateful my wife and I are that they take safety very seriously.

On a lighter note... anybody have advice on how to best determine what amount I should expect from the insurance company? KBB.com says private party value is around 65k with the 17,500 miles I had on it. I was thinking about searching through Porsche dealerships used inventory around the US to get an idea of what 2017 718 BS are selling for today. Not sure what else I could do to research the matter?

gut

 

[duegatti]

Hey - maybe you could give your story and pictures to Porsche for some PR and marketing, and in exchange they could rush you a new GTS, specially painted Graphite Blue . . . .

 

[alanhats20]

Yes, it was definitely an experience I hope to never repeat. My wife was asleep when it occurred and woke up mid roll but she is glad she didnt have to actually witness the event unfold. Definitely owe it to Porsche engineering as I think any "normal" convertible would not have held up like that and I might not be typing this reply. I want to somehow contact Porsche and inform them of the situation and how grateful my wife and I are that they take safety very seriously.

On a lighter note... anybody have advice on how to best determine what amount I should expect from the insurance company? KBB.com says private party value is around 65k with the 17,500 miles I had on it. I was thinking about searching through Porsche dealerships used inventory around the US to get an idea of what 2017 718 BS are selling for today. Not sure what else I could do to research the matter?

gut

Nationalpreownedporsche.com

nationalpreownedporsche.com

 

[Gutwrencher]

Nationalpreownedporsche.com

nationalpreownedporsche.com

Fantastic, thank you!

 

[John-e89]

Bit of filler and a polish, good as new...

Seriously though good to see you both escaped unhurt, that’s a nasty nasty accident. Hope you get another car before too long without too much hassle.

 

[DriveInHouston]

I had the unnerving experience to be caught in a very heavy downpour 3 times (raining so hard that you can't see 5 yards ahead of the car). I experienced the tail becoming unglued at 55-60 and requiring immediate and measured correction. I believe it was hydroplaning of the rear (wider) wheels. The Michelin PS4S are extreme high performance summer (EHPS) tires and difficult to replace with All Seasons without changing the dimensions(I have 20" rims).

I am willing to take the performance hit moving to AS from EHPS, if it means better water expelling, but I am leery of changing the dimensions (maybe +1 is ok (255 or 275/35R20? any opinions?).

 

[MLJJ]

For those that don't track or thrash

This probably applies to your former sports cars since tire manufactures may not have caught up yet. I'm interested to know whether anyone has gone to a harder compound tire and/or lower speed rating? I can't imagine I'll get anywhere close to the Y rating criteria or need all the grip that...

www.718forum.com

I asked members about AS tires some time ago. Above thread has some discussion.

 

[gearFX]

I am willing to take the performance hit moving to AS from EHPS, if it means better water expelling

For those that don't track or thrash

This probably applies to your former sports cars since tire manufactures may not have caught up yet. I'm interested to know whether anyone has gone to a harder compound tire and/or lower speed rating? I can't imagine I'll get anywhere close to the Y rating criteria or need all the grip that...

www.718forum.com

I asked members about AS tires some time ago. Above thread has some discussion.

Didn't Tire Rack do a comparison test that showed summer tires actually have the best wet performance (unless we're talking about conditions below 40 degrees F which are outside of normal design parameters of course)? I can't find the comparison test, but this article supports this claim:

I often hear customers say, "It rains a lot where I live, so I need to have an all-season tire." While the name all-season implies that a tire might be the best tire for every season, the reality is that the compound and tread pattern of an all-season tire is actually a compromise between wet, dry and snow capability. Each of these conditions have different requirements, so an all-season tire actually gives away some wet and dry traction to gain light snow traction.

Summer tires are the ultimate wet weather performers. They have sticky compounds to grip wet pavement and tread patterns designed to let water flow through and away from the contact patch.