Be careful with Saga anyone. They're not the underwriters, just the broker using Axa or someone. I got a good deal on my last 718 from Saga instead of renewing with Aviva, who increased the premium dramatically. But when I upgraded after 2 months to an older and only slightly more expensive 911, the Saga premium quadrupled. I cancelled to go back with Aviva as a new business customer and got virtually no refund for 10 months from Saga because of the huge admin fee to cancel and non-refundable broker fee as part of the initial premium.
Interestingly, the new business premium from Aviva was half of that for my previous Aviva renewal quote for the 718. So much for loyalty, reckon you need to change to a new business premium every year!
Aviva did insist on the £235 pa tracker though, still much less combined than the Saga premium without. I shan't renew again with anyone demanding the tracker, which is a pain in the ass. You've got to remember to take the biggish fob out with you every time you drive the car or they phone you that it's been stolen. And you're not supposed to have it attached to your key (defeats the object if someone steals both). Not that you can fit it to your keyring unless you have it in an attachable pouch. I found a nice compact one courtesy of Malcolm E Cay on this forum 9many thanks) and it's actually very attractive and good quality, taking not much more space than the fob itself. It's still just one more thing to have to take with you though along with wallet, phone, sunglasses, tobacco, lighter, etc, etc. Need a man bag in the summer when insufficient pockets!
